TFC Homeloans is dedicated to offering an unrivalled service proposition built upon our understanding of the market, experienced staff and revolutionary IT systems. TFC distributes an extensive range of market leading residential and commercial mortgage products and treats each case on its own merits.

TFC provides HomeLoan Partnership’s Appointed Representatives with:

• Packaging for 13 lending partners with plans for further expansion
• Access to sophisticated IT systems with online application submission
• A 'one stop shop' for residential and commercial mortgages
• Decision in principle normally provided within four hours from receipt of enquiry
• On-site underwriting and offer production
• In-house completions
• Website updated daily with news, product information and packaging deadlines

Solent Mortgage Services (SMS) was acquired by new investors towards the end of 2008. The new owners, the Phoenix Group, kept the SMS name and have also retained a number of key SMS staff with Ian Balfour, previously Sales & Marketing Director, heading up the new company and developing future strategy.

Ian Balfour said “It is an obvious delight to have new investors who see a long term future for SMS, which has been a market leading brand built on service, quality, partnerships, innovation and trust. We will be looking to build on the relationships and reputation of the old company. This is a long term venture for the new owners, who see SMS as becoming again a market leader when the industry slowly recovers. Our vision is based on SMS delivering market leading technology, service, products and compliant audit trails to intermediaries, networks, lenders, funders and the regulator.”

Complete Mortgage & Loan Services Ltd. has been established for over 15 years and is well known as an industry leader. However, we have no interest in resting on our laurels and our goal in dealing with HomeLoan Partnership's members is simple; to offer the most competitive products, unbeatable value and a “best ever” service experience.

• Established business trading for over 15 years
• Market Leading panel of lenders
• Franchise & Satellite Packaging options
• Prime, Buy to Let, Self-certification and non-conforming loans
• Experienced Mortgage Helpdesk staff
• National BDM coverage
• Secured and unsecured loans underwritten on site
• Commercial and Bridging loans underwritten on site
• 100's of products listed Trigold
• Online Decision-in-Principle
• Online Generic Application form accepted by all panel lenders
• Online Case Tracking
• IVA, Debt Management, Full & Final solutions
• Extensive range of Exclusive and Semi-exclusives products
• Provision of onsite underwriters to facilitate instant decisions
• Market leading procuration fees paid quickly

TBMC is a Commercial and Buy to Let specialist and is based at its prestigious offices in Cardiff . The company was established in 1989 and is a founder member of the only recognised regulatory body for commercial mortgage brokers - The National Association of Commercial Finance Brokers (NACFB).

In recognition of its technical expertise, market knowledge and experience, TBMC was voted “Best Buy To Let Mortgage Broker” at the Mortgage Strategy Awards 2006, “Best Commercial Packager” at the Mortgage Introducer Awards 2007 and “Best Commercial Mortgage Broker” at the Mortgage Introducer Awards 2005, 2006 and 2007.

TBMC has operated in the Commercial and Buy to Let mortgage markets since 1989. We are specialists in the market place and have acquired the knowledge and expertise that can only be gained by operating exclusively in the market – day after day.